Securities-Based Lending

Math Financial Group advises on securities based lending strategies for clients seeking liquidity without disrupting core investment holdings. We coordinate with leading banks and private institutions to structure facilities that respect portfolio objectives, risk parameters, and regulatory considerations across relevant jurisdictions.

Our role is to align collateral, covenants, and lending terms with your broader capital and ownership strategy, ensuring that each facility supports long term asset preservation, governance clarity, and measured access to leverage.

Securities based lending requires careful coordination between portfolio construction, collateral eligibility, lender appetite, and regulatory frameworks. An experienced advisor helps structure facilities that sit coherently within your wider balance sheet and governance environment, rather than as isolated borrowing arrangements.

• Integrated Capital Strategy – Facilities are assessed within the context of overall leverage, liquidity, and asset allocation objectives.
• Institution Selection – Lenders are identified and approached based on appetite for specific asset classes, jurisdictions, and facility sizes.
• Collateral and Covenant Structuring – Terms are reviewed to align loan to value, margining, and triggers with your risk framework.
• Regulatory and Tax Awareness – Facility design considers cross border, regulatory, and structural implications in relevant jurisdictions.
• Execution Discipline – Documentation, negotiation, and onboarding are coordinated to support clarity, control, and predictable administration.

Clients appoint Math Financial Group to bring structure, independence, and discretion to their securities based lending decisions. We coordinate among banks, custodians, and legal advisors to ensure that each facility is coherent with existing banking relationships, corporate structures, and long term objectives.

• Independent Advisory Perspective – We evaluate proposals and term sheets from an advisory standpoint, not as a lender.
• Institutional Relationship Access – We work with regional and international banks experienced in lending against liquid portfolios.
• Tailored Collateral Frameworks – We help define eligible securities, concentration limits, and margining structures in line with your portfolio.
• Governance and Control Focus – Facility design reflects ownership structures, board oversight, and family or corporate governance requirements.
• Discreet, High Touch Coordination – All processes are handled with confidentiality, structured communication, and clear execution milestones.

Our securities based lending services are designed to align borrowing capacity with portfolio design, risk appetite, and institutional expectations. We engage across the full lifecycle, from feasibility through to lender selection, structuring, and ongoing review.

• Initial Needs and Portfolio Assessment – Analysis of liquidity requirements, existing leverage, and securities composition.
• Lending Feasibility and Scenario Analysis – High level assessment of potential advance rates, structures, and lender appetite.
• Lender Identification and Engagement – Selection and introduction to banks or institutions aligned with your profile and asset base.
• Term Sheet Review and Structuring – Comparative review of pricing, loan to value, triggers, and operational mechanics.
• Documentation and Coordination – Support across facility documentation, collateral arrangements, and custodian interfaces.
• Ongoing Facility Monitoring – Periodic review of terms, utilisation, and collateral coverage relative to market and portfolio changes.