Art & Collectibles Financing

Math Financial Group provides Art & Collectibles Financing solutions for clients seeking to unlock liquidity from fine art, rare objects, and curated collections without forced disposals. We work with high net worth individuals, families, and institutions to structure credit facilities that recognise the strategic value of art and collectible assets within broader balance sheet and estate planning objectives.

Our advisory approach considers jurisdiction, ownership structures, and lender requirements, coordinating with specialist banks and financing institutions to deliver facilities that preserve control, support capital deployment, and align with your long term financial strategy.

Financing against art and collectible assets requires a precise understanding of valuation, legal title, collateral enforceability, and lender appetite across different jurisdictions. Working with an expert helps ensure that facilities are structured thoughtfully, documentation is aligned, and the asset and borrowing structures support your wider financial objectives.

• Specialist Asset Understanding – Expertise in how lenders assess fine art, luxury objects, and collections as collateral.
• Jurisdictional Structuring – Guidance on where and how to hold assets and borrowing entities for clarity and efficiency.
• Institutional Access – Coordination with banks and specialist lenders experienced in art and collectibles financing.
• Risk and Covenant Alignment – Structuring of terms that reflect realistic usage, custody, and market risk considerations.
• Integrated Wealth Perspective – Financing solutions positioned within your broader liquidity, investment, and succession planning framework.

Clients choose Math Financial Group for Art & Collectibles Financing because we approach each mandate as part of a wider capital and governance strategy, not as an isolated lending transaction. We coordinate lenders, legal advisors, and custodians to create structures that respect both the financial value and the personal significance of your collection.

• Discreet Mandate Management – We handle sensitive asset information with strict confidentiality and controlled disclosure.
• Curated Lender Network – Access to regional and international institutions with established appetite for art secured lending.
• Structuring Around Ownership – Advisory on SPVs, trusts, and holding entities to support clear title and efficient collateralisation.
• Term and Covenant Negotiation Support – Assistance in aligning loan parameters with your liquidity profile and collection strategy.
• Cross Border Perspective – Experience coordinating structures that involve multiple jurisdictions, storage locations, and regulatory environments.

Our Art & Collectibles Financing services are designed to provide a structured, institutional approach to borrowing against specialist assets, from initial assessment through to facility implementation.

• Asset and Profile Review – High level assessment of your collection, documentation, and financing objectives.
• Structuring and Jurisdiction Analysis – Evaluation of ownership, holding vehicles, and regulatory considerations in the UAE and relevant foreign jurisdictions.
• Lender Identification and Shortlisting – Selection of suitable banks and specialist financiers aligned with the asset class and required facility size.
• Valuation and Documentation Coordination – Coordination with recognised valuers, insurers, and legal advisors to support lender due diligence.
• Term Sheet and Facility Structuring Support – Advisory input on leverage levels, covenants, tenor, and security packages.
• Implementation and Ongoing Liaison – Oversight of the closing process and continued coordination with lenders on monitoring, renewals, or amendments as required.